Loan options
ClearPoint’s legacy brand, in business for more than 75 years, has built a reputation of refined and outstanding service. Brand permanence and stability is sought out – now more than ever – by our discerning clients.
Different ways to qualify
ClearPoint delivers the highest level of customer experience to those we serve. Our focus on the experience is why we continue to grow through borrower and agent referrals and why you should work with ClearPoint on your next elite home purchase.
Business Purpose (DSCR)
Investor Cash Flow Loan provides a powerful instrument for your real estate investor clients to purchase more properties by leveraging their cash flow. Our DSCR offering is incredibly flexible, giving your clients a powerful tool, and giving you a loyal and expanding customer base.
Bank Statement
P&L
1099
Asset Qual
Foreign National
Jumbo
Contact Us for more ways to qualify.
Business Purpose (DSCR)
Investor Cash Flow Loan provides a powerful instrument for your real estate investor clients to purchase more properties by leveraging their cash flow. Our DSCR offering is incredibly flexible, giving your clients a powerful tool, and giving you a loyal and expanding customer base.
Bank Statement
Utilize bank statements to document income in lieu of W2 or tax returns
P&L
Relying on your business income is easy with our P&L loan product, which verifies income from your Profit & Loss statements instead of W2 or tax returns.
1099
For contractors and freelancers, we offer the 1099 loan product which allows the use of your 1099 reports to verify income.
Asset Qual
You can also leverage retirement funds, mutual fund accounts, and other savings to qualify. You worked hard for your money, now let your money work hard for you!
Foreign National
Our popular Foreign National loan product enables non-citizens to purchase a second home – no credit letters are required.
Jumbo
Our traditional Jumbo loan product is perfect for well-qualified borrowers that can provide W2s and tax returns.
We’re local and know the market
Because we live in the states and markets in which we work, we know those housing markets inside and out. Our expertise and knowledge as well as our real estate agent network ensures each homebuyer receives a customized experience and a level of service unmatched in the industry.
Testimonials
I had the best experience working with Patrick! From the very first phone call, he made me feel comfortable & confident I would soon be in my new home! The entire process was easy & seamless. It was my first ever purchase by myself, and I was overwhelmed initially until he broke down all of the steps. Patrick is so easy to work with, I look forward to working with him again for my next purchase! My favorite part was getting to meet him in person at the closing, which is a big surprise!
Heather S
Wendy Coffey, has been an invaluable partner to my team and me. Wendy is a finance expert with exceptional market insight and a constant willingness to help.
Although most of my sales are cash-based, I refer all my customers to Wendy. She prioritizes relationships over immediate gain, demonstrating honesty, hard work, and trustworthiness.
I cannot speak highly enough about the exceptional work done by ClearPoint Mortgage, especially Wendy Coffey, as she and the team were instrumental in saving a recent deal when another lender was unable to close at the last minute. Job well done!
Her dedication, has been instrumental to our success. Wendy’s commitment to her work is evident, and I have had no reason to work with any other lender.
Andrew A
Gerry is a consummate professional, honest, and reliable. This is my second time working
with him, and he always follows through on his promises. I’ll keep coming back. Thanks again, Gerry!Anne H
I would like to highly recommend Patrick Price as a Mortgage Loan Officer.
As a Realtor, it is imperative to have a loan officer you can count on, and Patrick is just that exceptional person to work with. His calm demeanor, diligent work ethic, and attention to detail set him at the top.
Patrick can always be counted on to get the job done in a timely manner with no stress. I especially like the fact that he takes time to carefully explain needed details and does everything in his power to ensure a seamless transaction.
It is with great confidence that I recommend Patrick Price.Lynn T
Gerry helped us secure a mortgage loan after having an unpleasant experience elsewhere. He helped us every step of the way and we are so grateful for his professionalism and expertise.
The entire company is top notch ! Highly recommendCharlie
We could not have worked with a more dedicated, knowledgeable partner than Wendy.
The last few months have been like a breath of fresh air. A very enjoyable and professional experience, which was 100% down to Wendy. Thank you for continued support & commitment.
Stephen and Sarah T
